{"id":1531,"date":"2014-10-03T09:30:39","date_gmt":"2014-10-03T09:30:39","guid":{"rendered":"http:\/\/bitcoinromania.ro\/?p=1531"},"modified":"2026-03-01T13:46:43","modified_gmt":"2026-03-01T11:46:43","slug":"bitcoin-dincolo-de-bani","status":"publish","type":"post","link":"https:\/\/bitcoinromania.ro\/blog\/bitcoin-dincolo-de-bani\/","title":{"rendered":"Bitcoin: dincolo de bani"},"content":{"rendered":"

Bitcoin este mai mult dec\u00e2t o moned\u0103. Bitcoin \u0219i alte valute virtuale reprezint\u0103 crearea unei noi arhitecturi de schimb de informa\u021bii pe Internet, care este la egal la egal, deschis \u00eenc\u0103 sigur, \u0219i aproape f\u0103r\u0103 \u201efrecare\u201d. Imagina\u021bi-v\u0103 cum alte sisteme care se bazeaz\u0103 pe intermediari, cum ar fi transferul de proprietate, contract de execu\u021bie, \u0219i de gestionare a identit\u0103\u021bii, ar putea fi perturbat de un sistem similar deschis peer-to-peer.<\/p>\n

Sistem de plat\u0103<\/strong><\/p>\n

Bitcoin reduce \u201efrecarea\u201d \u00een pl\u0103\u021bi. \u00cen prezent, atunci c\u00e2nd un individ transfer\u0103, el sau ea trebuie s\u0103 lucreze cu o ter\u021b\u0103 parte. Acest intermediar, cum ar fi o companie de card de credit sau de pl\u0103\u021bi, de multe ori pl\u0103te\u0219te un pre\u021b teribil pentru comisioane ridicate. De exemplu, pentru remiten\u021be, exist\u0103 o tax\u0103 medie de 9 la sut\u0103, cu unele b\u0103nci de \u00eenc\u0103rcare o tax\u0103 suplimentar\u0103 de p\u00e2n\u0103 la 5 la sut\u0103 pentru transformarea remiten\u021belor \u00een numerar.<\/p>\n

Bitcoin permite o plat\u0103 direct\u0103 pentru oricine, oriunde \u00een lume, \u00een orice moment. Cu Bitcoin, o persoan\u0103 ar putea transfera o valoare c\u0103tre v\u0103rul s\u0103u \u00een India f\u0103r\u0103 s\u0103 pl\u0103teasc\u0103 o tax\u0103 la un transmi\u021b\u0103tor de bani la nivel global sau o banc\u0103 pentru transfer. Desi cele mai multe utiliz\u0103ri ale Bitcoin pentru a face pl\u0103\u021bi se vor baza pe ter\u021be p\u0103r\u021bi, cum ar fi Coinbase, Bitcoin poate permite acestor companii abilitatea de a percepe taxe mai mici dec\u00e2t o fac \u00een prezent. Acest lucru ar putea perturba pia\u021ba de remiten\u021be la nivel mondial, evaluate la 514 miliarde dolari \u00een 2012, prin furnizarea unei metode mai pu\u021bin costisitoare pentru transferuri directe globally. Furnizorii de curent pot fi obliga\u021bi la taxe mai mici sau acestea s\u0103 fie \u00eenlocuite cu participan\u021bi, cum ar fi BitPesa, o cerere de plat\u0103 prin telefonie mobil\u0103 pentru Bitcoin in curs de dezvoltare.<\/p>\n

\"bitcoin-story\"<\/a>Cazuri de utilizare suplimentare pentru Bitcoin \u00een spa\u021biul de plat\u0103 includ:<\/p>\n

\u2022 Servicii bancare din \u021b\u0103rile \u00een curs de dezvoltare<\/strong>. \u021a\u0103rile \u00een curs de dezvoltare, cu o infrastructur\u0103 adecvat\u0103 pentru telefonul mobil pot fi capabile de a face un salt din lumea dezvoltat\u0103 \u00een maturizarea finan\u021belor mobile. Ca o form\u0103 de electronic banking, Bitcoin ar putea fi o cale pentru incluziunea financiar\u0103 de pe pie\u021bele emergente.<\/p>\n

\u2022 Micropayments<\/strong>. O microplat\u0103 este o tranzac\u021bie financiar\u0103 foarte mic\u0103 care are loc on-line. Sisteme practice pentru a permite transferul de $ 1 sau mai pu\u021bin \u00een on-line cu un card de credit, nu exista. Bitcoin ar putea facilita plata direct la muzicieni individuale sau capacitatea de a oferi bac\u0219i\u0219 persoane de pe Twitter, Reddit, sau alte platforme de social media. Aceasta ar putea fi, de asemenea, utilizat pentru ziare \u0219i al\u021bi produc\u0103tori de con\u021binut \u00een c\u0103utarea unor noi modele de venituri.<\/p>\n

\u00cen acela\u0219i mod \u00een care Bitcoin reduce costurile de tranzac\u021bie pentru transferuri, s-ar putea, de asemenea, \u0219i pentru costurile de tranzac\u021bionare mai mici pentru achizi\u021biile de zi cu zi de produse cu marj\u0103 redus\u0103. Ast\u0103zi, dac\u0103 cineva cump\u0103r\u0103 o gogoa\u0219\u0103 cu un card de credit, comerciantul pl\u0103te\u0219te un comision interbancar la emitentul cardului de credit. Acest comision interbancar este, de obicei, o cantitate mic\u0103 de plat\u0103 (10-20 cen\u021bi), plus un procent de 1-3 la sut\u0103. Pentru o marj\u0103 sc\u0103zut\u0103 de bun ca o gogoa\u0219\u0103, un 10 pana la 20 de procente tax\u0103 fix\u0103 \u200b\u200bse poate apropia de 100 la sut\u0103 din costul m\u0103rfurilor. Acest comision interbancar este de multe ori trecut pe la client. Folosind Bitcoin, taxa de tranzac\u021bie ar putea fi redus\u0103 la mai putin de 1 percent. Acest lucru ar putea evolua \u00een cele din urm\u0103 \u00eentr-un nou sistem de plat\u0103 pentru companii de carduri de credit \u0219i b\u0103nci.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bitcoin este mai mult dec\u00e2t o moned\u0103. Bitcoin \u0219i alte valute virtuale reprezint\u0103 crearea unei noi arhitecturi de schimb de informa\u021bii pe Internet, care este la egal la egal, deschis \u00eenc\u0103 sigur, \u0219i aproape f\u0103r\u0103 \u201efrecare\u201d. Imagina\u021bi-v\u0103 cum alte sisteme care se bazeaz\u0103 pe intermediari, cum ar fi transferul de proprietate, contract de execu\u021bie, \u0219i de gestionare a identit\u0103\u021bii, ar putea fi perturbat de un sistem similar deschis peer-to-peer. Sistem de plat\u0103 Bitcoin reduce \u201efrecarea\u201d \u00een pl\u0103\u021bi. \u00cen prezent, atunciRead More<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":1518,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin"],"yoast_head":"\nBitcoin: dincolo de bani - Bitcoin Romania<\/title>\n<meta name=\"description\" content=\"Cu Bitcoin, o persoan\u0103 ar putea transfera o valoare c\u0103tre v\u0103rul s\u0103u \u00een India f\u0103r\u0103 s\u0103 pl\u0103teasc\u0103 o tax\u0103 la un transmi\u021b\u0103tor de bani la nivel global.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bitcoinromania.ro\/blog\/bitcoin-dincolo-de-bani\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bitcoin: dincolo de bani - 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